A card, and an app, that pays one bill from any mix of your accounts, wallets and currencies at once. Your e-wallet runs to zero, the rest comes from your bank, and friends can pay their share from their own accounts. No top-ups, no transfers.

Do I have to move my money into Vent?

No. Your money stays in the banks and wallets you already use. Vent connects to them, and takes from each only what a payment needs, by the rules you set.

Can I pay someone who doesn't use Vent?

Yes. Anywhere that takes cards, tap or use your Vent Card. For bills paid by bank transfer, forward the invoice: Vent fills in the account and the reference, you approve once, and it goes out as one transfer from your accounts. When it arrives depends on their bank. They never need Vent.

Vent never holds your money; licensed partners move it. Every account you connect is approved by you, any payment can need Face ID, a floor keeps what you want untouched, and one tap freezes everything.

No. Vent is in development and not yet a licensed payment service. When it opens, payments will run through licensed partners in each country.

Which banks and wallets will work?

We're starting with the banks and e-wallets people use most in Indonesia and Malaysia, in rupiah and ringgit. The full list comes with launch.

Does it work with Apple Wallet?

Yes, where Apple Pay is available. You can also tap the Vent Card itself, anywhere cards are accepted.

Joining the waitlist is free. Pricing will be clear before you ever pay with Vent, including any exchange rate, shown before you approve.

Vent opens first in Indonesia and Malaysia. People on the waitlist get in first, and we'll email you when it's your turn.

Money scattered.
Spend anyway.

One payment, drawn from
every account you choose.

How Vent works

The anti-transfer. No top-ups. No transfers. Just pay.

Weekly groceries Each account pays its share, at the same moment.

RM 23.40

RM 19.80

RM 43.20

Weekly groceriesJaya Grocer, KLOne payment

RM 86.40

Your Touch 'n Go · Ran to zero. No top-up.RM 23.40
Your Mandiri · Rp 88.400 at today's rateRM 19.80
Chloe · Her half, her accountRM 43.20

From 3 accounts, each approved by its owner.

1Approve
2Hold
3Pay out

Each account approves its own part, on its owner's phone. Short this time? Someone else can cover the gap.

Products

Everything you can do with Vent.

Vent Card One card, every account.

Hover to see what's behind it

Vent Contacts Friends pay their part directly.

9:41

‹ Vents

Dinner at Locavore

Rp 1.860.000

ChloeRp 560.000
YYouRp 650.000
RyanRp 650.000

Everyone paid

Chloe covered her sharePaid in full · no one paid firstRp 560.000Rp 560.000Rp 560.000

Glove A spending limit for your AI agents.

Book me KUL → SIN next Tuesday, under Rp 2 million.

Vent AgentOn it. I'll pay with Glove.

Book me KUL → SIN next Tuesday, under Rp 2 million.

Checkout · Singapore Airlines

Singapore AirlinesKUL → SIN · Tue 18 Nov

Economy · seat 14ARp 1.450.000

Economy FlexRp 1.720.000

TotalRp 1.450.000

Paid with Glove

Paid Singapore AirlinesRp 1.450.000Travel, under Rp 2.000.000 · vent closed

Glove nowVent Agent wants Rp 38.999.000 at iBoxOutside your rules. Waiting for you.

DeclineApprove

Settle up Pay friends back, no reminders.

You owe Mia · Bali tripRp012345678901234567890123456789.012345678901234567890123456789WalletMandiriFrom your wallet and Mandiri

Across currencies Pay from any currency.

$132.40USD

Vent for teams Company accounts, with limits set by finance.

HalcyonInvoice 0412 · Brand refresh

$4,800.00$4,800.00$4,800.00Paid

Read the invoice
Matched to PO-1182
Approved by Dana K.
Composed from 3 accountsOperating $3,000Design $1,200EUR $600
Paid and booked

Handled by Vent Agent, inside North's rules

Security

Nothing is paid until every account approves.Access closes after each payment.

One-time access Opens for one payment, only when you approve. Then it closes.

Vent · now

Strata Gym asks for RM 120

From MAE ••2210 · this month only

Approve with Face ID

Closed

Strata Gym · membership

ReceivedRM 120

Declined · access closedRM 150

Vent never holds your moneyIt stays in your banks. Licensed partners move it.
Nothing moves without youEvery account and big payment, approved with Face ID.
Freeze in one tapEvery account link and card shuts at once.
Short means nobody paysOne failed part, and every hold is released.
Rules before agentsEvery agent spends inside limits you set.
Approved on your deviceNot in a browser tab, not by a link.
Vent never holds your moneyIt stays in your banks. Licensed partners move it.
Nothing moves without youEvery account and big payment, approved with Face ID.
Freeze in one tapEvery account link and card shuts at once.
Short means nobody paysOne failed part, and every hold is released.
Rules before agentsEvery agent spends inside limits you set.
Approved on your deviceNot in a browser tab, not by a link.

Only what the bill needsVent sees the amount, not your history.
Rates shown firstNo conversion you didn't see.
Deadlines, not limboNot ready in time? Nothing is charged.
Every charge explainedWhat it bought, and which rule allowed it.
No standing connectionNo account stays open between payments.
Your share, your sayFriends approve their own part, from their own account.
Only what the bill needsVent sees the amount, not your history.
Rates shown firstNo conversion you didn't see.
Deadlines, not limboNot ready in time? Nothing is charged.
Every charge explainedWhat it bought, and which rule allowed it.
No standing connectionNo account stays open between payments.
Your share, your sayFriends approve their own part, from their own account.

For platforms and merchants

Every customer pays their share. You get paid once.

Talk to us Get API access

Kawa Villas The API, live: one call, every webhook, one payout.

Built first for

checkout.tsIllustrative · API in development

1import Vent from "@vent/node";
2
3const vent = new Vent(process.env.VENT_KEY);
4
5const order = await vent.orders.create({
6  amount: 4500000,  // Rp 4.500.000
7  currency: "IDR",
8  payers: ["you", "chloe", "theo"],
9  ifShort: "organizer_covers",
10  deadline: "48h",
11});

POST /hooks/ventlistening

+0.12sorder.createdRp 4.500.000 · 3 payers
+1.17svent.openedyou · Rp 1.500.000 held
+2.22svent.openedchloe · Rp 1.500.000 held
+3.27spayer.shorttheo · short Rp 600.000
+4.32scover.acceptedyou cover Rp 600.000
+5.37sorder.chargedevery share, at once
+6.42sorder.paidpayout Rp 4.500.000

Drop-in checkout Add one button. Your customer adds their friends.
TotalRp 4.500.000
Pay Pay together with VentSplit with up to 12 people
A Vent link No website needed. Send it in the group chat.
tapvent.com/p/8Kx2
Uluwatu villa · 2 nights
Your share Rp 1.500.000Pay my share
Sent to “Bali 2026” · 4 members

Fees and settlement timing: shared at launch.

FAQ

Ask Vent.
Plain answers.

Something we didn't cover? hello@tapvent.com

Reading how Vent works…
How Vent works Vent Card

Every account.
One payment.

Opening first in Indonesia and Malaysia.

Money scattered.Spend anyway.

The anti-transfer. No top-ups. No transfers. Just pay.

Everything you can do with Vent.

Nothing is paid until every account approves.Access closes after each payment.

Every customer pays their share. You get paid once.

Ask Vent.Plain answers.

What is Vent?

Do I have to move my money into Vent?

Can I pay someone who doesn't use Vent?

Is my money safe?

Is Vent a bank?

Which banks and wallets will work?

Does it work with Apple Wallet?

What does it cost?

When can I use it?

Every account.One payment.

Money scattered.
Spend anyway.

Ask Vent.
Plain answers.

Every account.
One payment.